How It Works

Step 1 >

Make your car insurance quotes cheaper by increasing the Voluntary Excess

Step 2 >

Insure your Excess with us, so you're covered if you have an accident

Not sure what an Excess is? Read more here

> Download Policy Wording

The policy pays out when your main insurer accepts that you have a valid claim, and when the value of the claim is at least £1 over the value of your policy excess.